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Independence.

It’s ironic that we approach a holiday week that celebrates independence from England by reflecting on how independent we are not.  This year is a little different for us. We aren’t going to comment on the immigration issues that divide our country at the moment. What we are thinking about is how we are never truly independent.

This week, the announcement was made public by Wicked Local that we won the best local attorneys in the region. As the news broke, we couldn’t help but thinking about how we got here and it’s not from being independent.

We are the faces of WJS Legal, but we are not the reason for our success. We would be lost without Katie and Kyla, who help keep us organized and moving forward flawlessly.  We could not succeed without our realtors and lenders. Our survival depends on our family law clients who trust us with the most intimate and sensitive parts of their lives. We need all of you, who believe in us and support our work.  We are, truly, only two people who are surrounded by greatness.

Thank you for always supporting us and Happy 4th of July!
Warm Regards,
John and Faye

Our two minutes of fame:

http://www.wickedlocal.com/section/favoriteswinners category=local%20shopping&town=north%20attleborough&cbResetParam=1

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Duct Tape.

 

We recently read Duct Tape Marketing Revised and Updated by Josh Jantsch.*** As you might expect, the book is filled with creative marketing ideas. The book highlights an important part of our knowledge base that we wish people would use more often: referrals.*

We know a lot of people. Tons. Although most people in a field can do the same work for you, some truly set themselves apart by going the extra mile for their clients; we are happy to point you towards professionals who run a marathon.

We have spent years building these strong relationships and friendships. Do you know any realtors who have helped sellers get ready for a yard sale or told buyers where to do goat yoga, find amazing ethnic food and catch their favorite fish? We do! Do you know a CPA who isn’t afraid to give candid tax advice AND who will return your phone call on April 14th? We know someone! How about a family therapist that works with children coping with their parents’ divorce? Yes, we know some local practitioners that we really respect. How about a mortgage lender who always answers calls and emails within the hour or who attends all closings just to say “thank you” to the buyer? We work with some amazing, local lenders that we would love to introduce to you! Do you need help from someone who has an expertise in an area of law that we don’t? Yes, we know other lawyers too. If you ask, we will even give you a referral for the best salad with grilled chicken, which is a lunch time favorite in the office, in North.

Please don’t be afraid to ask.

Warm regards,
John & Faye

*** Long before we read the book, one of our realtor friends got us thinking about writing a piece about referrals. He was working on the other side of a transaction and called our office late afternoon on a Friday to ask a quick question. We called back a little bit later from a cell phone. We didn’t think anything of it until he asked, “This is your cell phone number? You don’t block your number when you call realtors?” When we answered that it was and that he should always feel free to call us on it, he seemed surprised; something so simple was missing in his previous lawyer referrals and it was, apparently, something that he had accepted as normal. Maybe it is the norm and we aren’t normal (insert so many wise cracks here). Maybe we raised the bar and ruined other attorneys for him, but we are thrilled to have earned his respect, adoration and referrals, just by just being ourselves.

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Lending Reform

Changes are coming to Mortgage Land. It’s going to get easier to buy a house. What does Realtor.com say about it? Read their great summary here:

https://www.realtor.com/news/real-estate-news/home-buyers-know-about-new-lending-reform-law/?iid=rdc_news_hp_carousel_theLatest

 

As always, please let us know if you have any questions or concerns.
Warm regards,
John & Faye

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Said Nobody Ever.

“Title insurance is the most exciting topic EVER!”

– Said nobody in the history of the world

It IS really important though. If you’re thinking of buying (or if you have clients who are), check out this information from Old Republic Title:

 

 

http://www.oldrepublictitle.com/blog/what-every-realtor-should-know-about-owners-title-insurance.asp

 

As always, please let us know if you have any questions about this or any other matter.

Regards,

John & Faye

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Will You Accept This Deposit?

 

What is Earnest Money? Buyers typically give a deposit when they make an offer on a house. The money is provided to demonstrate that you are “earnest” or serious about buying their home. The amount of earnest money given usually depends on local custom, but a serious buyer might opt to give more to show commitment.

In most cases, the earnest money goes towards the eventual purchase of the house; however, there are two primary scenarios where you Buyers might have earnest money returned:
1. Rejected offer. If you make an offer to buy a house and the seller turns it down, they are required to give you the earnest money back; OR
2.  Contingencies. When you make an offer to buy a house, the offer is usually contingent upon certain things, like a home inspection. If the inspection uncovers a serious flaw which is unacceptable, can’t be fixed, or the seller is unwilling to fix, you will also get your money returned.

To the contrary, if you back out of the Offer or Purchase and Sales for no good reason (ex. you decide you just don’t like the house or location), you might forfeit your earnest money. Like so many things in the law, we look at the return of earnest money on a case by case basis to determine what is right or just.

As always, please feel free to contact us with questions that you may have about this or any other legal issues.