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Duct Tape.

 

We recently read Duct Tape Marketing Revised and Updated by Josh Jantsch.*** As you might expect, the book is filled with creative marketing ideas. The book highlights an important part of our knowledge base that we wish people would use more often: referrals.*

We know a lot of people. Tons. Although most people in a field can do the same work for you, some truly set themselves apart by going the extra mile for their clients; we are happy to point you towards professionals who run a marathon.

We have spent years building these strong relationships and friendships. Do you know any realtors who have helped sellers get ready for a yard sale or told buyers where to do goat yoga, find amazing ethnic food and catch their favorite fish? We do! Do you know a CPA who isn’t afraid to give candid tax advice AND who will return your phone call on April 14th? We know someone! How about a family therapist that works with children coping with their parents’ divorce? Yes, we know some local practitioners that we really respect. How about a mortgage lender who always answers calls and emails within the hour or who attends all closings just to say “thank you” to the buyer? We work with some amazing, local lenders that we would love to introduce to you! Do you need help from someone who has an expertise in an area of law that we don’t? Yes, we know other lawyers too. If you ask, we will even give you a referral for the best salad with grilled chicken, which is a lunch time favorite in the office, in North.

Please don’t be afraid to ask.

Warm regards,
John & Faye

*** Long before we read the book, one of our realtor friends got us thinking about writing a piece about referrals. He was working on the other side of a transaction and called our office late afternoon on a Friday to ask a quick question. We called back a little bit later from a cell phone. We didn’t think anything of it until he asked, “This is your cell phone number? You don’t block your number when you call realtors?” When we answered that it was and that he should always feel free to call us on it, he seemed surprised; something so simple was missing in his previous lawyer referrals and it was, apparently, something that he had accepted as normal. Maybe it is the norm and we aren’t normal (insert so many wise cracks here). Maybe we raised the bar and ruined other attorneys for him, but we are thrilled to have earned his respect, adoration and referrals, just by just being ourselves.

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Lending Reform

Changes are coming to Mortgage Land. It’s going to get easier to buy a house. What does Realtor.com say about it? Read their great summary here:

https://www.realtor.com/news/real-estate-news/home-buyers-know-about-new-lending-reform-law/?iid=rdc_news_hp_carousel_theLatest

 

As always, please let us know if you have any questions or concerns.
Warm regards,
John & Faye

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Marinara Money

 

The legal experts of Twitter and Facebook are discussing Donald Trump Jr.’s* recent request for financial disclosures from his soon to be ex-wife, Vanessa. People are confused and asking many questions, including:

 

  • Don’t they have a Prenuptial Agreement** ? The answer to this is probably yes; and
  • Why would he care what his wife has when he’s the one with the deep pockets? Insert boring legal procedure here.

Massachusetts requires that parties make financial disclosures during the divorce process.*** This is true whether the parties have a Prenuptial Agreement** or the divorce is contested. Parties must fill out and exchange Financial Statements, listing all of their income, expenses, assets, and liabilities. Parties must also exchange three (3) years of individual and joint taxes, bank statements, investment statements, and inheritances**** (such as Vanessa Trump’s alleged inheritance from her father, who was an investor in a marinara sauce company).

As always, please let us know if we can provide any additional information for you regarding this or any other legal matter.

Warmest Regards,
John and Faye

* This is not intended to be a commentary on any member of the Trump family or their politics. It is merely intended to provide information about divorce procedure.

** For more information regarding what makes a Prenuptial Agreement valid, please see: http://wjslegal.com/category/divorce/page/2/

*** We can’t confirm that this is true in every state in the country, but New York seems to have similar requirements to Massachusetts.

**** For more information on whether inheritances are considered individual or marital assets, please see: http://wjslegal.com/category/divorce/page/3/

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Mmmmm….Donuts….

Do you know what goes really well with chocolate chip waffles and Fruit Loops? Donuts!

Not really, but there are many grandparents who believe “what happens at Nana’s, stays at Nana’s.”  We  know one set of grandparents who have something called “BG Day,” where breakfast with grandparents consists of desserts first, followed by an actual breakfast if the kids have room in their bellies.

Grandparents have certain rights. They get to load them them up on empty calories and sugar then send them home to crash. They get to buy them gifts for the rarely recognized holiday of “Saturday.”  Most importantly, they get to visit with their grandchildren.

It’s not uncommon that grandparents get caught in the cross hairs of divorce. In the most extreme circumstances, grandparents are denied visitation by their “outlaw;” however, unless there is a justifiable reason to deny a grandparent visitation, it is usually presumed that it is in the best interest of the child(ren) to foster that relationship.

As always, please let us know if you have any questions about this or any other matter.

Warm regards,
John and Faye

For more information, please see:
https://www.mass.gov/guides/massachusetts-law-about-grandparents-visitation-rights

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Said Nobody Ever.

“Title insurance is the most exciting topic EVER!”

– Said nobody in the history of the world

It IS really important though. If you’re thinking of buying (or if you have clients who are), check out this information from Old Republic Title:

 

 

http://www.oldrepublictitle.com/blog/what-every-realtor-should-know-about-owners-title-insurance.asp

 

As always, please let us know if you have any questions about this or any other matter.

Regards,

John & Faye